What is the long discussion between Joe and Mrs. Dilber?

The long discussion between Joe and Mrs. Dilber illustrates what people actually think about Scrooge. Scrooge watches this scene with disbelief, as he sees the disrespect and uncaring attitude of people after his death. It is an eye-opener.

"Joe went down on his knees for the greater convenience of opening it, and having unfastened a great many knots, dragged out a large and heavy roll of some dark stuff. 'What do you call this?' said Joe. 'Bed-curtains?'

'Ah.' returned the woman, laughing and leaning forward on her crossed arms. 'Bed-curtains!'

'You don't mean to say you took them down, rings and all, with him lying there?' said Joe.

'Yes I do,' replied the woman. 'Why not?'

'You were born to make your fortune,' said Joe, 'and you'll certainly do it.'"