how, at the end of the story, over is happy and rich.

It is discovered that Oliver is in line for a wealthy inheritance. Mr. Brownlow, wanting to give Monks a chance, recommends that Oliver and he split the inheritance, which Oliver happily agrees to. Monks takes his share to the New World, where he falls into his old habits, ends up in jail and dies.

Mr. Brownlow adopts Oliver as his son, and they and Mrs. Bedwin move to the neighborhood of the Maylies. Mr. Losberne too soon follows, and lives happily in their neighborhood.