What major event happens at the end of the chapter? What are the effects of this event?

Driscoll releases Roxy from her servitude, and she decides to take her freedom and become a chambermaid on a steamboat. Tom is sent into the keeping of Judge Driscoll and his wife, and these "childless people were glad to get him." Debts from Percy Driscoll's failed land speculations leave Tom a pauper. Still, Tom finds comfort that he will collect his fortune when the judge dies. We know that for Tom, this can't come soon enough!