What does Tom insist on doing at this very moment? What is Daisy's response?

Tom insists upon driving into the city, Daisy questioned the rush.

“Are we just going to go?” she objected. “Like this? Aren’t we going to let any one smoke a cigarette first?”

“Everybody smoked all through lunch.”

“Oh, let’s have fun,” she begged him. “It’s too hot to fuss.” He didn’t answer.