Answer
$-2x+\frac{6}{5}y-1$
Work Step by Step
We are given the expression $\frac{1}{4}(8x-4)-\frac{1}{5}(20x-6y)$. We can use the distributive property and then group like terms to simplify.
$\frac{1}{4}\times(8x-4)-\frac{1}{5}\times(20x-6y)=2x-1-4x+\frac{6}{5}y$
=$(2x+(-4x))+\frac{6}{5}y-1=-2x+\frac{6}{5}y-1$