Answer
$(a-b)$ and $(x-y)$
Work Step by Step
We know that a product is composed of more than one number and/or variable being multiplied together. The factors of a product are the parts being multiplied together.
Therefore, the factors of $(a-b)(x-y)$, which is equal to $(a-b)\times(x-y)$, are $(a-b)$ and $(x-y)$.